TheBanyanTree: annoying

[paul]

Mom had AAA for insurance on her van.   I canceled it, it was pushing 
$850 a year.  Did not get the promised refund, so F the AAA.

Our cars and house are on Traveler's.  R wants to get a local 
insurance critter.  I'm not exactly sure why unless it's a Nikita at 
the UN thing.  So, I got a policy on the van at the local Farmer's 
agency.  6 months at a time.  $280 the first 6 months including a $30 
  membership fee.  And then $302 to renew.

Really?  For a 2004 Ford Freestar minivan?  Almost $600 a year???

And the policy is for me, not my 84 year old mother that has problems 
pushing a walker.


Oh, and shit, all the effing e-mail from Farmer's wanting me to do 
"satisfaction surveys".  A couple of surveys a week!  I got nothing to 
say.  Mark as spam.  So of course I missed any renewal notices that 
may have appeared.

I went by the local Germania office the other day.  Closed for lunch 
from Noon to One. And hey sports fans, it's eleven fifty fucking eight!!!!

I have other stuff to do.

I called Traveler's and since the title isn't in my name, no go.  Like 
now you have get your vehicle inspection done before you can renew 
your plates.  And you can't do shit if you don't have insurance.   A 
royal pain in the ass.

Er, must be a new rule by Traveler's because the PU on the policy 
isn't in my name.  Not gonna say a word...

Anyway, they'll cover the van for $354 /a year/.  With more than AAA 
or Farmer's.   Add about $80 for Comprehensive to cover shit like 
running into deer.

Plan A is to "sell" the van to me.  That puts the title in my name.

As long as she has less than $2000 in the bank, including her slush 
fund at the nursing home for stuff like hair cuts and extra jello or 
whatever, we be cool.  She's going into the hole because it's like 
$20/month each for a water and electric meter on  her house.  Plus 
Property Taxes.  Basically, Medi-whatever takes all of her income but 
gives her a $60 a month allowance.

The surplus is running down.  Not a surprise, actually.  It's ok.

Plan B is my preferred choice:  Get my name on the title.

Why?  Because the van has Purple Heart tags.  Labels you as an old 
fart driver right away... folks seem to back off on the tailgating 
stuff.  For real.

Oh, and Purple Heart tags are like $12 a year vs $70.  I think I 
earned a bit of that for all the beatings I received.

So, Plan B is The plan.

Now to get the paperwork done....


paul
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